Truck drivers spend hundreds of hours in their semi-truck as they travel across the country or state transporting goods. However, many truck drivers do not own the truck they drive but instead drive a company-owned vehicle. Lease to own trucking companies provide truck drivers the opportunity to trade their truck in for a new model every few years, or they can lease to own. Lease to own means a truck driver will pay a monthly fee to the company who owns the truck they drive, and part of the fee goes toward the purchase price of the truck.
There are several benefits for truck drivers interested in leasing to own a truck, including the following.
Drivers who have a full-service lease to own from a company often
receive several services included in the lease, such as preventative
maintenance. It can also potentially help with costs such as fees
associated with training.
If truck drivers have a full-service lease from the company they
drive from, for example as an independent contractor, the company
typically is responsible for securing the required permits. The company
will also handle the license plates, or other necessary requirements for
the truck to be on the road.
Lease to purchase programs do not require a large down payment on a truck, and they also can help truck drivers with subpar credit to achieve truck ownership. Typically, a lease not only requires less money up front, but the monthly payments are usually less expensive than finance payments.
When truck drivers enter into a lease to own program, they are
usually able to select the truck of their choosing. Although there is an
option to purchase used commercial trucks at a significantly lower
price, truck drivers also have the opportunity to lease brand new
trucks. Leasing a newer truck can help to reduce maintenance cost and
Truck drivers interested in owning their own truck through a lease to
own program may experience several of the benefits above. The lease to
own program also allows truck drivers the opportunity to transition into
owning their own business.
There are lots of reasons not to be healthy.
Truthfully, it’s easier! But these reasons keep people from attaining
the body and the health status that they truly desire. Sure, everyone
wants to be healthy, but no one wants to put the effort into a weight
loss program that they aren’t certain will work.
So how do you combat that extra fat? Here are a few easy steps to get
you started in the right direction to a weight loss program that will
work for you.
You start and then you stop. That doesn’t help anyone in the long run. Maybe you’ve had the opportunity to enroll in weight loss programs Winnipeg
and it’s worked for you. That’s great! But maybe you just couldn’t get
into it, and that’s okay too. The key to any weight loss program is to
be consistent. Don’t give up — for any reason.
Simple, right? Literally start taking steps toward a healthier you by
actually taking steps. If you choose to go so far as to track your
steps, that can be a huge motivational factor for you. Setting goals and achieving them is a great way to keep your momentum and make progress toward a better, healthier you.
Everything is better with a buddy. The internet is a vast and
wonderful place to meet people in your area who are interested in the
same things you are. Having a friend to go along with you keeps you more
consistent and energized to keep going. Powering through is essential
to any weight loss program.
Try Something New
Do you enjoy sports? Maybe you’ve always wanted to try one but never
had the chance. If you think “sports” and you think “yuck,” try looking
into other active hobbies. For example, archery is great for upper body
You can do anything you set your mind to. That means you can create a
fun, successful weight loss program that’s a perfect, custom fit for
Running a business takes a lot of money, time and hard work. There are many things to take into consideration when setting up a new business. One such task a new business owner needs to consider is the type of commercial insurance plans they need to purchase to be a legal entity. Below are some of the more common types of policies of commercial insurance Altamonte Springs FL to consider from insurance companies like the one found at www.howdeninsurance.com.
This type of insurance will protect property losses in many types of
commercial situations. It can include things such as fixtures,
furniture, equipment supplies, business records and other physical
items. Two types of property losses include direct losses and indirect
General Liability Insurance
Another type of policy to consider is general liability insurance.
This will protect the insured company against damage and injury claims
made by other people like customers and clients. These policies offer
coverage for liability that may arise from fire damage, medical
payments, personal and advertising injuries, operations mishaps and
Business Auto Insurance
Commercial auto insurance will offer coverage for vehicles which are
leased, owned, borrowed or hired by businesses. It can be used to cover
all types of passenger automobiles such as semi-trucks, commercial
vehicles, trailers and small trucks. Whenever you have a vehicle that is
used by your business on public roads, you need business auto
This type of insurance is to help protect your workers. The coverage
will apply to any disease or bodily injury that is sustained while
working. Any bodily injury that occurs has to be accidental. This type
of coverage will pay for different types of benefits such as income,
medical, death and rehabilitation.
These are the most common types of commercial insurance policies for
businesses to consider. Any successful business relies on having the
proper coverage for when something goes wrong. If an injury or death
occurs at your place of business and you do not have the correct
insurance policy, you could end up losing everything.
As a business owner, you count on your employees to act with
integrity and honesty while on the clock. They represent you and your
company during the time they are working for you. Their actions and
words reflect on you as the company owner as well as the company’s
reputation as a whole.
When one or several of them engage in fraudulent activities that victimize your customers, you will be the one held legally and financially liable. You can protect your business’s finances as well as its reputation by hiring a corporate lawyer, taking out property insurance, and securing an employee dishonesty bond today.
Escaping Significant Financial Losses
When your customers realize they have been defrauded by one of your
employees, the first action they will typically take involves suing you
and your company. They may have no legal recourse against the employee
at your company. He or she may be protected by the employment contract
you offered at the time of this person’s hiring.
Even if they can sue the employee, customers will still take action
against you and your business. After all, you are the person who put
this person on the payroll. This person’s actions are ultimately your
responsibility during the time he or she is working for you.
Facing a lawsuit can be a daunting prospect especially when your net
worth is tied up in the value of your business. If you lose the
lawsuit, you could face financial ruin and having to go out of business
entirely. However, the bond you took out on your employee can be used
to recoup the losses you may face in a lawsuit.
Employee bonds can be worthwhile investments even if your company is
worth millions. You do not want to face paying out of your own pocket
for actions the employees took against you and your business. The bonds
act as an insurance of sorts that you can cash out if or when needed.
You can find out more about employee bonds online. You can also apply for and take them out on the website.
Being self-employed sounds wonderful, and it is to a certain point. You hear people say things like ”you get to set your own hours” and ”you don’t have a boss breathing down your neck.” These statements are somewhat true, but no one ever discusses how hard it is to budget your money.
Your Taxes Will Hit You Hard
Up until you became self-employed you probably had a job where the
taxes were automatically taken out of each pay check. You would do your
taxes during the winter, and by spring you would be getting a nice
little refund. Unfortunately, taxes work quite differently for the
self-employed. You are responsible for setting aside the money needed
for your taxes, and when you settle up for the previous year, you may
owe them money.
Have a Professional Do Your Taxes
The laws and regulations regarding taxes can change frequently. Even though you would have to pay for their services, you are much better off hiring an accounting firm long island ny has available than trying to do it yourself. They know exactly what you can write off and understand all of your expenses.
Set Money Aside
You know you have to pay taxes each year so get in the habit of
setting money aside each week. Your accountant that does your taxes can
come up with an estimated amount for you to pay quarterly that will help
ease the pain when April rolls around. When they do your taxes for the
year, you will only have to pay the difference between what you already
paid and what you owe.
Once you become disciplined enough to set aside the money you will
need each year for taxes, you will be much better off. That first year
will be the hardest because you are in for a lot of surprises, but it
does get easier over time. That is when you will begin to enjoy the
benefits that come with self-employment.